bunq MassInterest
#3 in Savings Account · Rated 4.4
MassInterest with multi-currency savings across EU and USD accounts
bunq MassInterest is a multi-currency savings feature that pays interest on Euro accounts (base 1.51% with a biannual 2.01% bonus) and offers USD/GBP savings with competitive rates. Thresholds are recalculated biannually, and interest is paid weekly. The system also supports foreign currency savings with attractive rates in currencies such as USD, GBP, and others via CurrencyCloud infrastructure in some regions. Euro deposits enjoy deposit protection under the EU scheme up to €100,000. This product is ideal for savers who want multi-currency flexibility, frequent payouts, and a highly automated savings experience within bunq’s banking ecosystem.
Features
- Euro: 1.51% base + 2.01% bonus (biannual threshold)
- USD/GBP Savings: 3.01% annual rate
- Biannual threshold recalculation
- Weekly interest payout
- Euro deposits insured up to €100k
Pros
- Strong multi-currency savings capabilities
- Weekly interest payouts
- Transparent tiering and rules
Cons
- Rates vary by currency and region
- Complex threshold mechanics may be confusing to new users