Scotiabank Gold American Express Card (Canada)
#5 in Rewards Card · Rated 4.3
Canada’s MR-powered, Scene+ rewards card with lounge access
The Scotiabank Gold American Express Card in Canada is a popular Scene+-powered rewards card that emphasizes flexible, elevated earning across dining, groceries, entertainment, and travel. It offers 6X Scene+ points on select Grocery/Dining/Entertainment categories, 5X on dining and groceries, 3X on transit and streaming, and 1X on other purchases. It also includes lounge access via Priority Pass with CA terms and no FX fees for foreign purchases on many programs. The card supports Scene+ redemptions and has frequent welcome offers (e.g., 50,000 Scene+ points plus first-year fee waiver) during 2025–2026. The card is well-suited for Canadian shoppers who want strong category bonuses and a flexible redemption ecosystem through Scene+. Established year: 2019 refresh period; headquarters involve Scotiabank’s Canadian operations.
Features
- 6X Scene+ on select dining/grocery/entertainment
- 5X Scene+ on hotels via Expedia/Expedia portals (Canada)
- 3X on transit and streaming
- 1X on all else
- No foreign transaction fees
Pros
- Strong CA Scene+ rewards multiplier mix
- No FX fees for many international purchases
- Lounge access via Priority Pass (CA terms)
Cons
- Earning structure depends on Scene+ integration locally
- Occasional regional offer volatility