Checkout.com
#4 in Online Payment · Rated 4.5
Transparent, flexible pricing for global merchants
Checkout.com offers a cloud-based payments platform with a choice of pricing models (Interchange++ or flat-rate) and a single Unified Payments API. It supports 150+ currencies and 45+ country coverage, with robust analytics, fraud monitoring, and a direct acquiring path. The platform is favored by large brands for its global reach, risk controls, and ability to tailor plans with dedicated account management. In 2025, Checkout.com continues to expand the U.S. footprint while maintaining strong European coverage. While the pricing and plan structure can require sales engagement, many merchants value the clarity and transparency compared with some competitors. Checkout.com originated as Opus Payments and rebranded in 2012; HQ is in London, UK.
Features
- Fully flat-rate or Interchange++ pricing
- Global coverage in 150+ currencies
- Fraud tools and analytics
- Unified Payments API
- Direct acquiring and issuing capabilities
Pros
- Transparent pricing options
- Global reach and multi-currency support
- Strong enterprise-grade controls
Cons
- Pricing requires sales engagement to tailor
- Implementation can be longer than SME-focused gateways