Citi Strata Premier Card (Citi Strata Premier)
#1 in General Credit Card · Rated 4.5
Premium travel/reward card with strong Citi Travel earn
Citi Strata Premier Card is Citi’s refreshed mid/high-end travel/rewards option, designed for everyday spending with a focus on travel. Launched in 2024 as the new name for the Citi Premier lineup, it carries a $95 annual fee and leverages the Citi ThankYou Points ecosystem. Core earnings are built around travel and everyday spend through Citi Travel, including 10x points on Hotels, Car Rentals, and Attractions booked via Citi Travel, 3x on Air Travel and other hotel purchases, 3x on Restaurants, Supermarkets, Gas and EV charging, and 1x on everything else. The card emphasizes flexibility, with ThankYou Points that can be redeemed for travel, merchandise, or cash back, and the option to transfer to airline/hotel partners. It includes no foreign transaction fees and access to Citi Entertainment. The design aims at mid-to-large spenders who value a broad, transferable rewards program and robust travel booking options rather than airline-specific perks. This card sits between entry-level no-fee cards and premium premium products, offering meaningful value without the highest fees. The Strata Premier is part of Citi’s Strata family, following the May 2024 launch of Strata Premier as a refreshed Citi Premier card. ([citigroup.com](https://www.citigroup.com/global/news/press-release/2024/citi-enhances-the-citi-premier-card-with-new-benefits-to-make-travel-adventures-more-rewarding?utm_source=openai))
Features
- 10x points on Hotels, Car Rentals, and Attractions booked via Citi Travel
- 3x points on Air Travel and other hotel purchases
- 3x points on Restaurants, Supermarkets, Gas and EV charging
- 1x points on all other purchases
- No foreign transaction fees; Citi Entertainment access
Pros
- High earning rates in Citi Travel portal
- Flexible ThankYou Points with many transfer partners
- No foreign transaction fees
Cons
- Requires booking through Citi Travel to maximize returns
- Annual fee may be high for casual users