Citi Strata Elite℠ Card
#6 in Business Credit Card · Rated 4.1
Premium Citi Strata Elite card with top-tier rewards.
Citi Strata Elite is Citi’s new premium rewards card designed to compete with AmEx Platinum and other luxury travel offerings. It combines high travel/dining earn (including 12x on Citi Travel hotels, 6x on travel, 6x on restaurants during specific windows, and 3x elsewhere) with a strong set of annual benefits (hotel credits, Blacklane credits, lounge access) and global entry/TSA PreCheck credits. The card is issued as part of Citi’s Strata family and leverages Mastercard World Legend features, The Mastercard Collection, and Citi Entertainment. The Elite tier is targeted at high-spend travelers seeking luxury perks at a defined annual fee of around $595. Sources include Citi press release (2025) and AP coverage confirming Strata Elite’s launch and pricing. ([citigroup.com](https://www.citigroup.com/global/news/press-release/2025/citi-launches-citi-strata-elite-credit-card?utm_source=openai))
Features
- 12X on hotels, car rentals, attractions via Citi Travel
- 6X on air travel via Citi Travel
- 6X on restaurants (specific windows)
- Priority Pass Select membership
- Hotel/experience credits and lounge access
Pros
- High rewards density for premium travel
- Multiple annual travel and lifestyle credits
- Lounge access and Priority Pass benefit
Cons
- Premium annual fee; benefits require activation and planning
- Limited to Citi’s ecosystem and travel platform