Capital One Spark Miles for Business
#8 in Business Credit Card · Rated 4.4
Simple, unlimited miles with a wide network.
Capital One Spark Miles for Business is a solid, no-frills business card that earns unlimited 2X miles on every purchase, with elevated 5X on hotels, rental cars, and certain travel bookings through Capital One Travel. It includes a one-time 50,000-mile welcome bonus and up to $120 Global Entry/TSA PreCheck credit. There’s no annual fee for the first year, then $95 annually. The card supports transferring miles to partners and can be a practical tool for small to mid-size businesses seeking straightforward, universally usable travel rewards without annual-fee hurdles. It’s well-regarded for simplicity and broad acceptance. Sources include Capital One product pages, Forbes Advisor review, and official Capital One press material. ([capitalone.com](https://www.capitalone.com/small-business/credit-cards/spark-miles/?utm_source=openai))
Features
- Unlimited 2X miles on every purchase
- 5X miles on hotels, rental cars booked via Capital One Travel
- 50,000 mile welcome bonus
- No foreign transaction fees
- Global Entry/TSA PreCheck credit
Pros
- Simple, predictable earning with strong airline/hotel transfer options
- No foreign transaction fees
- Free employee cards and travel perks
Cons
- Annual fee after first year ($95)
- Miles redemption value depends on transfer partners