The Business Platinum Card® from American Express
#1 in Business Credit Card · Rated 4.8
Premium business travel rewards with expanded benefits.
The Business Platinum Card from American Express is a flagship premium corporate card designed for high-spend, travel-oriented businesses. It delivers elevated earning in key spend areas (5X on flights and prepaid hotels booked via Amex Travel, 2X on other eligible purchases), plus access to the Global Lounge Collection and a suite of premium benefits. In 2025 AmEx refreshed the program, increasing the annual fee to $895 and adding expanded statement credits and partnerships (e.g., Dell, Adobe, Resy dining credits, hotel credits, Uber/transport perks) that push the card into a broader value tier for large-volume spenders. The card also includes benefits like wireless credits, hotel elite status, and exclusive experiences through Resy and The Hotel Collection, with employee cards available. It’s positioned for mid-to-large enterprises that routinely book premium travel and want a centralized platform for high-value perks. Unlike many competitor cards, AmEx emphasizes a curated luxury ecosystem and robust lounge access, which differentiates it from mid-range travel cards. Best suited for large travel spenders who can justify the fee with credits, lounge access, and premium experiences. Source: AmEx official refresh (2025), Reuters/Investors briefings, Investopedia summaries, and AmEx product page. ([ir.americanexpress.com](https://ir.americanexpress.com/news/investor-relations-news/investor-relations-news-details/2025/Theres-Nothing-Like-Platinum-American-Express-Unveils-Updated-U-S--Consumer-and-Business-Platinum-Cards-Each-with-Over-3500-in-Annual-Value/default.aspx?utm_source=openai))
Features
- 5X points on flights and prepaid hotels booked through Amex Travel
- 2X points on eligible business purchases
- Global Lounge Collection access
- Dell Technologies and Adobe credits (business-specific)
- Resy premium dining and hotel benefits
Pros
- Extensive lounge access and premium travel credits
- Strong earning in flights/hotels and select business categories
- Large ecosystem of exclusive partners and credits
Cons
- Very high annual fee
- Best value requires substantial premium spend and travel