QR Payment

Payment services using QR code scanning.

Rankings

  1. 1. Alipay (Alipay+ cross-border payments)

    Global QR payments via Alipay's cross-border ecosystem

    Alipay is a leading digital wallet from Ant Group that dominates QR-based payments in Asia. In 2025, Alipay+ expanded acceptance to 100+ countries/regions, connecting merchants to 1.8B+ users through a growing cross-border wallet ecosystem. This network enables merchants to accept QR payments via Alipay+ and linked wallets, often leveraging national QR standards for smooth cross-border transactions. The ecosystem differentiates itself with a broad merchant footprint, multi-currency settlement options, and loyalty/marketing capabilities that help SMEs reach travelers and locals alike. This makes Alipay particularly compelling for travel-focused retailers, hospitality providers, and e-commerce platforms serving international customers. While Alipay’s core strength is its domestic China footprint, the Alipay+ cross-border layer is increasingly used by global merchants seeking seamless QR acceptance across markets. ([alipayplus.com](https://www.alipayplus.com/news/detail/alipayplus-expands-payments-and-digital-ecosystem-as-mobile-wallets-become-a-catalyst-for-new-travel-habits-and-inclusive-growth?utm_source=openai))

    Rated 4.8

  2. 2. WeChat Pay (Weixin Pay)

    Global QR-based payments via WeChat Pay ecosystem

    WeChat Pay (Weixin Pay) is Tencent's flagship mobile wallet trusted in China with a rapidly expanding cross-border footprint in 2025. The ecosystem has expanded wallet interoperability through the Cross-border Interconnection Payment Gateway (CPG), enabling international wallets and institutions to connect with WeChat Pay and accept scanning-based payments at Chinese merchants. In practice, international travelers and merchants can leverage WeChat QR payments via partner wallets, with ongoing pilots and integrations across Asia and beyond. WeChat Pay remains one of the leading QR ecosystems globally, known for its large user base and deep app integration in everyday commerce. Specific cross-border deployments and partnerships increased in 2025, reinforcing its global reach. ([prnewswire.com](https://www.prnewswire.com/apac/news-releases/weixin-pay-expands-international-wallet-support-making-travel-easier-for-international-visitors-to-the-chinese-mainland-302557615.html?utm_source=openai))

    Rated 4.7

  3. 3. PayPal QR codes for business

    Scan-and-pay QR codes for PayPal in-person payments

    PayPal offers merchant and consumer QR codes that enable contactless payments by scanning a code with the PayPal app. It's designed for quick, hardware-free setup (no specialized POS needed) and leverages PayPal's global wallet network. Merchants can generate a unique QR code in their PayPal Business account and customers scan to complete the payment. This framework integrates into PayPal's broader ecosystem for invoicing, checkout links, and online payments, making it a versatile option for small businesses, freelancers, and pop-up shops seeking a familiar, widely adopted payment method. The PayPal QR flows are documented on PayPal’s business pages and explain the user path from scanning to settlement. ([paypal.com](https://www.paypal.com/us/business/accept-payments/qr-code?utm_source=openai))

    Rated 4.5

  4. 4. UnionPay QR Code Payment

    Global QR network powering cross-border QR payments

    UnionPay International (UPI) operates one of the world’s largest QR-code payment networks, extending cross-border acceptance through partnerships and interoperability with wallets like Alipay+ and WeChat Pay. In 2025, UnionPay deepened global QR connectivity, including pilots and expansions into 47+ countries/regions via partners and wallets such as GLN and local fintechs. This creates a broad, border-spanning QR payment layer that travelers and multinational merchants can leverage for quick, scan-based settlements. The UnionPay QR ecosystem emphasizes cross-border commerce, merchant onboarding, and close cooperation with central banks and payment networks to enable real-time QR payments around the world. ([unionpayintl.com](https://www.unionpayintl.com/en/mediaCenter/newsCenter/marketUpdate/3016280.shtml?utm_source=openai))

    Rated 4.4

  5. 5. PayPay integrates with WeChat Pay in Japan

    WeChat Pay becomes usable at PayPay merchants in Japan

    PayPay, a leading Japanese mobile wallet, announced in 2025 the integration of WeChat Pay for use at PayPay merchants across Japan. This collaboration leverages cross-border accessibility to let international visitors tap into the WeChat Pay QR ecosystem while shopping in Japan, reflecting a broader trend of enabling tourists to pay with their preferred wallets. The partnership is part of a broader push to connect 26+ overseas cashless services with PayPay, showcasing how major wallets are expanding cross-border acceptance in key travel hubs. 1.4B+ monthly active users on WeChat Pay and the growing cross-border infrastructure underpin the potential for richer traveler experiences. ([about.paypay.ne.jp](https://about.paypay.ne.jp/en/pr/20250904/01/?utm_source=openai))

    Rated 4.3

  6. 6. DBS PayLah! (Alipay+ cross-border)

    DBS PayLah! users pay with Alipay+ QR codes across 100+ markets

    DBS PayLah! integrated with Ant International’s Alipay+ ecosystem in 2025, enabling PayLah! users to scan Alipay+ QR codes to pay at millions of merchants across 100+ markets. This collaboration expands DBS’ digital wallet reach beyond Singapore into global merchant networks, helping SMEs capture cross-border tourism and cross-border e-commerce. The PayLah! app already supports diverse QR code standards (NETS QR, PayNow, FavePay, UnionPay QR, etc.), and the Alipay+ tie-in adds a powerful international layer for users and merchants alike. The partnership underscores DBS’ strategy to leverage Alipay+ to boost cross-border payments and SME digitization. ([dbs.com](https://www.dbs.com/newsroom/DBS_and_Ant_International_enhance_strategic_partnership_to_scale_innovative_cross_border_payment_and_fintech_solutions_to_drive_inclusive_growth?utm_source=openai))

    Rated 4.2

  7. 7. BOOST QR payments

    Boost expands global QR payments via UnionPay and WeChat Pay

    Boost is a regional fintech that broadened its cross-border QR payments in 2025 by integrating UnionPay International and WeChat Pay networks. This enables direct QR code acceptance at merchants abroad and empowers wallet-based payments for international travelers. The rollout focuses on interoperability across borders, expanding the reach of QR-based checkout beyond local markets and leveraging Boost’s wallet features for top-ups and cash-in. The 2025 updates underline Boost’s commitment to a more seamless, cross-border QR payment experience in Southeast Asia and beyond. ([myboost.co](https://myboost.co/newsroom/boost-unlocks-global-qr-payments-capabilities-unionpay-international-including-weixin-pay?utm_source=openai))

    Rated 4.0

  8. 8. Stripe Terminal (WeChat Pay cross-border in Japan)

    Stripe Terminal enables QR-based payments including WeChat Pay in Japan

    Stripe Terminal extends Stripe’s unified payments platform into in-person scenarios, with support for QR-based payments through non-card methods. In 2025 Stripe announced Japan-specific updates enabling PayPay integration and WeChat Pay acceptance for online and in-person flows, including quick payouts and card-installment enhancements. The Terminal lineup supports QR codes, dynamic checkout links, and card-based wallets, giving global merchants a consistent way to manage in-person payments across markets. Pricing is largely determined by the payment method used (cards, QR-based methods, and network tokens) and region. ([stripe.com](https://stripe.com/terminal?utm_source=openai))

    Rated 4.5

  9. 9. Square QR Code Payments

    Square enables QR-based in-person and link-based payments

    Square provides a built-in QR code generator to accept payments in-person, tableside, or through QR payment links. Merchants can display a QR code that customers scan to pay with cards or digital wallets (Apple Pay, Google Pay) directly from their phones. The feature is part of Square's broader unification of online and offline commerce, with supporting documentation and community guidance illustrating how to implement QR payments across venues and events. This makes Square a practical option for small- to mid-sized businesses that want a simple, card-present alternative without dedicated hardware. ([squareup.com](https://squareup.com/us/en/the-bottom-line/selling-anywhere/qr-code-generator?utm_source=openai))

    Rated 4.3

  10. 10. Thunes QR Code Payments

    Thunes connects global wallets to China's QR code payments

    Thunes launched a QR Code Payments solution in 2024 to connect global wallets and banks to China’s QR code networks (Alipay, WeChat Pay, e-CNY) via a single API. In 2025 Thunes expanded interoperability to enable cross-border QR payments across 130+ countries and 80+ currencies, supporting merchants who want to offer QR-based checkout to international customers. Thunes highlights transparency around pricing and FX within its API, making it attractive for fintechs, PSPs, and large retailers seeking to add QR code payments with predictable cost structures. The solution is widely used by platforms seeking access to Chinese QR rails. ([thunes.com](https://www.thunes.com/news/thunes-unveils-qr-code-payments-solution-connecting-global-financial-apps-to-chinas-cashless-economy/?utm_source=openai))

    Rated 4.4