Medical Insurance

Health coverage for medical expenses and treatments.

Rankings

  1. 1. Cigna Global Health Options (Cigna Global)

    Global IPMI with wide network and 24/7 support

    Cigna Global Health Options is the international private medical insurance (IPMI) offering from Cigna. It provides worldwide access to inpatient, day-patient and outpatient care across a broad network of providers, with 24/7 multilingual customer support and a spectrum of plan levels (Silver, Gold, Platinum). Core features include comprehensive hospital coverage, mental health support, cancer care, and options for maternity care depending on plan. The plans are designed for globally mobile individuals, expatriates and families who require reliable access to quality care wherever they are. Cigna emphasizes a large international network, flexible plan design and global service infrastructure, supported by a long track record in expatriate benefits. This positions Cigna Global as a strong choice for those prioritizing breadth of network and consistent service across multiple regions.

    Rated 4.6

  2. 2. Bupa Global Worldwide Health Insurance

    Premium worldwide cover with direct billing

    Bupa Global offers premium worldwide health insurance with a direct billing network and international private medical coverage. The plan families include Select, Premier, and Elite, each with different annual max limits and inclusions (private hospital rooms, specialist access, evacuation, mental health coverage, maternity options and dental coverage). The plans are designed for expatriates, high-net-worth individuals and families who need strong global access and a seamless claims experience, often featuring self-pay direct billing with providers and a focus on a smooth patient journey. Bupa emphasizes a global network, mental health inclusion and flexible regional options (Worldwide with or without the US).

    Rated 4.5

  3. 3. Allianz Care (Allianz Partners) – Care Signature / Enhanced / Base

    International IPMI with tiered coverage options

    Allianz Care is the international health insurance brand of Allianz Partners, offering multi-tier IPMI for individuals and families. The Care suite includes Base, Enhanced and Signature plans, each with a core set of benefits such as inpatient care, diagnostic tests, surgeries, maternity and oncology, plus options for nursing at home and post-hospital care. Coverage is designed for expatriates and globally mobile people who travel or relocate frequently, with a focus on a straightforward enrollment experience and a clear benefits structure. Allianz Care has a long-standing market position as part of Allianz Partners, with a notable history of international health solutions and a global provider network.

    Rated 4.4

  4. 4. AXA Global Healthcare

    Global health insurance with virtual care and 190+ countries

    AXA Global Healthcare is a long-standing international health insurer offering five levels of global health cover, with optional upgrades such as dental and maternity. The plans emphasize rapid claim payments, a broad provider network and access to Virtual Doctor and Mind Health services, with 24/7 multilingual support and second medical opinion options. AXA emphasizes a modern digital experience, fast processing and a global footprint across 190+ countries, making it a preferred choice for expatriates and international travelers seeking reliable care and robust support services.

    Rated 4.5

  5. 5. Aetna International

    Global IPMI with extensive international network

    Aetna International provides globally mobile individuals with private medical insurance access across 200+ countries and territories. The offering emphasizes a broad network, 100% coverage for eligible medical care outside the U.S., and tailored plans for individuals, families and employers. Aetna International combines the strength of CVS Health with a global presence to support expatriates, digital nomads, students and globally mobile professionals who require reliable access to care, transparent claims and robust support services.

    Rated 4.3

  6. 6. GeoBlue International Health Insurance

    Blue Cross Blue Shield-backed IPMI for globals

    GeoBlue operates IPMI programs backed by the Blue Cross Blue Shield system, offering international health insurance for expatriates, students and business travelers. With a longstanding partnership within BCBS and Bupa, GeoBlue emphasizes a robust provider network, 24/7 support, and direct access to U.S. care when covered. The company has a history dating back to 1997 and is headquartered in King of Prussia, PA, with a focus on technology-enabled claims and assistance solutions for globally mobile individuals.

    Rated 4.0

  7. 7. IMG Global – International Private Medical Insurance

    IPMI with global reach and 24/7 assist

    IMG Global offers international private medical insurance (IPMI) as part of a broad portfolio including travel insurance and assistance. With a long history dating back to 1990, IMG emphasizes a global network and 24/7 assistance, serving travelers, students, expats and multinational employees. IMG positions itself as a full-service partner with a strong emphasis on technology-driven claims handling and a broad international footprint, including U.S. and non-U.S. markets, making it a solid option for globally mobile individuals seeking comprehensive coverage and robust emergency support.

    Rated 4.2

  8. 8. APRIL Long-Term International Health Insurance

    Flexible IPMI with digital tools and multilingual support

    APRIL International offers Long-Term International Health Insurance (IPMI) for expatriates and globally mobile individuals. The plans emphasize flexibility, 24/7 multilingual support, and digital claim capabilities via the Easy Claim app, with cover across 180+ countries. APRIL emphasizes simple online enrollment, a strong partner network and regionally relevant product variants, including expansion into APAC via Sompo partnerships. The brand has established itself as a leading IPMI provider with a digital-native approach and broad international reach.

    Rated 4.3

  9. 9. Now Health International – WorldCare

    WorldCare IPMI with global access and fast claims

    Now Health International focuses on WorldCare IPMI for individuals and families traveling or living abroad. Established around 2010, the company positions itself as a specialist IPMI provider with a Hong Kong headquarters and global service centers. WorldCare plans cover in-patient, out-patient and maternity, with optional extras and a flexible deductible framework. The Now Health brand emphasizes digital tools, quick claims processes and multilingual support, targeting expatriates, students and global workers seeking reliable international coverage with a strong service orientation.

    Rated 4.1